PRIVACY POLICY

1. Information We Collect
We collect information that you provide to us directly when you:

• Request a quote or make an inquiry.

• Complete an application for insurance coverage.

• Subscribe to our newsletter or marketing materials.

• Interact with our customer service or agents.

This information may include:

• Full name

• Contact information (phone number, email address, mailing address)

• Financial information for policy quotes or claims

• Social Security Number (only where necessary for insurance application purposes)

• Any other information relevant to your insurance needs.

We may also collect certain information automatically, such as IP address, browser type, and device information when you visit our website.

2. Use of Your Information
We use the information we collect to:

• Provide and manage insurance products and services.

• Communicate with you regarding quotes, policies, claims, and other inquiries.

• Process payments and insurance applications.

• Improve our website and services.

• Comply with legal and regulatory obligations.
   

3. SMS Communications
By providing your phone number to J3 Insurance Group, you consent to receiving SMS messages regarding your account, policy updates, renewal reminders, promotional offers, and other services related to your insurance needs.
SMS Opt-In: When you opt in to receive SMS communications, you agree to receive recurring messages. Message frequency will vary depending on your interaction with our services.
SMS Opt-Out: You can opt out of receiving SMS messages at any time by replying “STOP” to any message received. After opting out, you may receive a confirmation message, and no further SMS communications will be sent.
Message and Data Rates: Standard message and data rates may apply based on your mobile provider’s plan. J3 Insurance Group is not responsible for any charges incurred by receiving SMS messages.

4. Sharing Your Information
We may share your personal information with:

• Insurance providers or underwriters for the purpose of securing coverage.

• Third-party service providers who assist us in operating our business (e.g., payment processors, marketing platforms).

• Regulatory bodies or law enforcement when required by law.

We do not sell or rent your personal information to third parties for marketing purposes.

5. Data Security
J3 Insurance Group takes reasonable steps to protect your personal information from unauthorized access, use, or disclosure. We use industry-standard security measures, including encryption and secure access protocols.
However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.

6. Your Rights and Choices
You have the right to:

• Access, update, or delete your personal information.

• Opt out of receiving marketing communications at any time.

• Restrict certain data processing activities.

To exercise any of these rights, please contact us at [insert contact email/phone].

7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. Please review their privacy policies before providing any personal information.

8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or regulatory reasons. Any changes will be posted on this page, and we encourage you to review the policy periodically.

9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: info@j3insurancegroup.com