TERMS & CONDITIONS

1. Acceptance of Terms
By using the J3 Insurance Group website, you agree to these Terms and Conditions, as well as our Privacy Policy. If you do not agree with these terms, you should not use our website.

2. Insurance Quotes and Services
The insurance quotes and information provided on this website are for informational purposes only. The availability of coverage, premiums, and rates may vary depending on your specific circumstances and state regulations. Any quotes or estimates provided are not guaranteed until formal underwriting has been completed, and a policy is issued.

3. Eligibility
To use this website and obtain insurance services from J3 Insurance Group, you must:

• Be at least 18 years old or the legal age of majority in your jurisdiction.

• Provide accurate and truthful information during the application process.

• Use this site for personal, non-commercial purposes related to obtaining insurance coverage.
   

4. Prohibited Conduct
You agree not to:

• Use the website for any unlawful or fraudulent purposes.

• Distribute viruses, malware, or other harmful software.

• Attempt to access unauthorized areas of the website or interfere with its functionality.

Use automated systems (such as bots or scripts) to interact with our website.

5. Intellectual Property All content on this website, including but not limited to text, images, graphics, logos, and software, is the property of J3 Insurance Group or its licensors and is protected by copyright and trademark laws. You may not use, reproduce, distribute, or modify any content without our express written permission.

6. Third-Party Links Our website may contain links to third-party websites or services that are not owned or controlled by J3 Insurance Group. We are not responsible for the content or privacy practices of these third-party sites. You access these links at your own risk, and we encourage you to review the terms and conditions of any third-party websites you visit.

7. Limitation of Liability J3 Insurance Group will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our website or services, including but not limited to errors, omissions, interruptions, or delays in service. This limitation applies to the fullest extent permitted by law.

8. Disclaimer of Warranties J3 Insurance Group makes no representations or warranties regarding the accuracy, reliability, or completeness of the information on this website. The site and its content are provided "as is" without any warranties, express or implied, including but not limited to fitness for a particular purpose, merchantability, or non-infringement.

9. Changes to Terms and Conditions J3 Insurance Group reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be posted on this page, and your continued use of the website constitutes acceptance of the revised terms.

10. Termination We reserve the right to terminate or suspend your access to the website and our services at our sole discretion, without notice or liability, if we believe you have violated these Terms and Conditions or engaged in any unlawful behavior.

11. Governing Law These Terms and Conditions are governed by and construed in accordance with the laws of New Jersey, without regard to its conflict of law principles. Any legal actions or disputes arising out of your use of this website shall be resolved in the state or federal courts located in South Plainfield, NJ. 

12. Contact InformationIf you have any questions or concerns about these Terms and Conditions or the use of our website, please contact us at- info@j3insurancegroup.com