At J3 Insurance Group, we understand that operating a garage or auto repair shop comes with unique risks and responsibilities. Garage insurance is essential for protecting your business from a range of potential liabilities, including property damage, customer injuries, and legal claims.

This specialized coverage ensures that your garage can continue to operate smoothly and safely, even in the face of unexpected events.  Garage insurance provides comprehensive protection for your business, covering everything from your physical property to liability concerns.

​

Example 1: Coverage for Property Damage: Imagine a fire breaks out in your garage, damaging equipment, tools, and inventory. The cost of repairing or replacing these items can be significant. Garage insurance covers property damage, including repairs to your building and replacement of damaged equipment, ensuring that your business can recover quickly without facing substantial financial losses.

​

Example 2: Protection Against Customer Injuries: Suppose a customer is injured while on your premises, perhaps by slipping on a wet floor or getting hurt during a repair service. Legal claims and medical expenses resulting from such injuries can be costly. Garage insurance includes liability coverage that protects your business from the financial impact of customer injuries, covering legal fees, medical expenses, and potential settlements.

​

Example 3: Coverage for Auto Liability: If a customer’s vehicle is damaged or causes harm while in your care, your business could be held liable for the damages. For example, if a car you are working on is accidentally damaged or a test drive results in an accident, garage insurance provides coverage for these scenarios, ensuring that you are protected against financial claims related to auto liability.

​

At J3 Insurance Group, our experienced agents are dedicated to helping you find the right garage insurance policy to meet your business’s needs. From covering property damage and customer injuries to protecting against auto liability, we’ll tailor a policy that provides comprehensive protection for your garage.

​

Contact your local J3 Insurance Group agent today to explore your garage insurance options. Let us help you safeguard your business and ensure that you are protected against the risks associated with operating a garage or auto repair shop.